The Reality of Retirement Income in America According to the Congressional Research Service, the breakdown of retirement income sources across America reveals some eye-opening statistics. We’re sharing these numbers not to overwhelm you, but to help you understand where you
When we review portfolios, we’re noticing something curious: many pre-retirees are expressing contradictory feelings about their finances within the same conversation. On one hand, they tell us they’re optimistic and comfortable with market volatility. On the other, they admit they’d
The headlines are impossible to ignore. Over 750 corporate and administrative positions eliminated at Wellstar. Tech companies streamlining operations. Healthcare systems restructuring. Retail giants cutting staff. We’re witnessing a significant shift in the employment landscape, driven largely by AI efficiency
We need to talk about something that keeps us up at night. After reviewing thousands of financial plans over the years, we’ve discovered a troubling pattern. Most Americans are defaulting into the government’s plan for their money, and it’s costing
Retirement planning has evolved significantly over the past decade. We’ve noticed something interesting happening in our industry. A recent Ipsos study revealed that 65% of financial advisors are adjusting retirement plans for the current economy, and many are incorporating a
Market forecasts dominate financial media. Turn on any business channel, and you’ll hear predictions about corrections, rallies, and the perfect time to buy or sell. However, we believe this focus on market timing can be dangerously misleading for retirement planning.
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